Welcome to HSA Monster

HSA Monster keeps every HSA-eligible expense and receipt in one place, so you can let your HSA grow and reimburse yourself tax-free whenever you choose.

The strategy

1. Invest every dollar. Contribute to your HSA and invest it so it grows tax-free.
2. Pay out of pocket. Pay medical bills with your own money and save the receipt in HSA Monster.
3. Reimburse yourself anytime. Withdraw tax-free whenever you need it, even years later. HSA Monster tracks every dollar you can claim.

See How reimbursing later works for more.

Setting up

1. Add an expense, ideally by scanning a receipt.
2. Add your HSA account to track its balance and contributions (optional).
3. Add family members to note who each expense was for.

Your data

Everything is saved in your private iCloud account, not on our servers. There’s no sign-up, and it syncs to every iPhone, iPad, and Mac signed in to the same iCloud account.

Receipts are read on your device by default. See Privacy & your data.

New device or reinstall

On the first welcome screen, tap Returning User. HSA Monster waits for your data to arrive from iCloud, then shows iCloud Data Found. Tap Open HSA Monster. Everything can take a few minutes to finish syncing.

See iCloud sync if something doesn’t show up.