Save $100,000+ tax-free for retirement

The Ultimate HSA Receipt Manager

Savvy investors know the secret: your HSA is the ultimate retirement account with triple tax-free benefits. HSA Monster helps you capture every dollar. Snap a receipt, let AI extract the details, and build a tax-free reimbursement fund you can tap now or let grow for decades.

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Features

Everything You Need to Maximize Your HSA

Perfect for the HSA Triple Tax Advantage: contribute tax-free, invest for growth, reimburse yourself decades later.

AI-Powered Scanning

Snap a photo and let AI automatically extract provider, amount, date, and more. Processing happens privately on your device.

Track Out-of-Pocket

See how much you can withdraw tax-free. Maximize your deferred reimbursements and track your HSA growth over time.

Partner Sharing

Sync privately with family members via iCloud. Track expenses together and put an end to missing reimbursements and lost receipts.

Tax-Ready Reports

Export annual reports and receipt archives. Organized by year and month, ready for tax season whenever you need them.

Apple-First Experience

Sync and work seamlessly on iPhone, iPad, or Mac. Your data stays in sync across all your Apple devices.

Your Data, Always

Move your data to another platform any time. Full export capabilities ensure you're never locked in.

How It Works

Snap - Save - Done!

Snap

Take a photo or upload a document of any medical bill. Apple Intelligence automatically extracts the provider, amount, date, and description.

Save

Every expense is securely stored in iCloud, synced across devices, and shared with family.

Done

Ready for tax season or future reimbursements. See exactly how much you can withdraw tax-free.

Pricing

Pricing That Fits Your Needs

Log 10 expenses free with no signup. Subscribe or cancel anytime.

Free Trial

10 expenses free

No signup required
All features included
Track your HSA balances
Try before you buy

Best Value

Family Plan

$49.99 /year

Organize every expense in seconds
Unleash the Triple Tax Advantage
Sync privately with your partner
Export and switch platforms any time
Beautiful, ad-free experience
Share with up to 6 family members

Flexible

$8.99 /week

Organize every expense in seconds
Unleash the Triple Tax Advantage
Sync privately with your partner
Export and switch platforms any time
Beautiful, ad-free experience
Best for infrequent expense tracking

FAQ

Frequently Asked Questions

What is the HSA Triple Tax Advantage?

HSAs offer three tax benefits: contribute tax-free, invest for tax-free growth, and withdraw tax-free for qualified medical expenses—even decades later. HSA Monster helps you track out-of-pocket expenses so you can maximize deferred reimbursements and let your investments grow.

Is my data secure?

Yes. All AI processing happens on your device—your receipts never leave your phone. No logins to remember, no ads, ever. Data syncs via iCloud with end-to-end encryption.

Can I export my receipts?

Yes! Export transactions, statements, or complete receipt archives as .zip files. Your data syncs across iPhone, iPad, and Mac, and you can export everything whenever you need it.

What if I want to switch to another app?

Your data is yours. Export annual reports and full receipt archives any time. Move your data to another platform whenever you want—you're never locked in.

Can my spouse add receipts too?

Absolutely! Share via iCloud and track expenses together. Everyone can add receipts, and changes sync instantly across all devices. With the annual plan, one license covers your entire Apple Family.

What devices are supported?

HSA Monster works on iPhone and iPad running iOS/iPadOS 18.6 or later, and Mac via Catalyst. For the best AI-powered receipt scanning, your device must support and have Apple Intelligence enabled.

Does HSA Monster require iCloud storage?

Yes, HSA Monster uses your personal iCloud to sync receipts and data across devices. There are no third-party servers—your data never leaves your device or your iCloud account. If you store many receipts, you may need to increase your iCloud storage plan.